Agenda

Agenda

This agenda is subject to change.

10 December

2025
11:30 - 11:45 Presentation ADQ Arena

The Tech-onomic Forecast: Top 5 Digital Shifts You Can’t Ignore

Stay ahead of the curve with a deep dive into the five digital transformation trends set to redefine the economic landscape. From AI-driven automation to the rise of decentralized finance, this session reveals the game-changing shifts every business leader needs to understand to thrive in tomorrow’s economy.

11:55 - 12:15 Fireside ADQ Arena

The Great Convergence: The Infrastructure Race for Tomorrow’s Markets

As financial markets undergo radical transformation, the lines between traditional infrastructure and next-generation platforms are blurring. This conversation explores the convergence of old and new, from settlement rails to tokenization protocols and what it takes to build trust, scale and resilience into the financial architecture of tomorrow. With global capital, regulation, and innovation pulling in different directions, who will shape the foundations of the next era?

12:15 - 12:30 Fireside ADQ Arena

Crypto’s Moment of Truth: Boom, Bridge or Build?

The wild ride of crypto has minted fortunes and shaken reputations but can it ever shake off the turbulence? This unfiltered fireside tackles the hard questions: is real utility finally emerging, or are we still chasing speculative ghosts? Who wins the battle for trust: exchanges, institutions or regulators? Expect sharp views, strong disagreements, and a clear-eyed look at whether crypto survives, or thrives, in its next chapter.

12:30 - 12:55 Panel ADQ Arena

Unlocking the Next Chapter in Global Money Flow

As billions move across borders daily, the rails and rules underpinning those flows are evolving fast. In this session, leaders from institutional infrastructure, retail platforms and global remittance networks unpack how payments innovation is transforming access, efficiency and inclusion across both emerging and developed markets. From building trust across fragmented jurisdictions to scaling digital-first models at speed, this is a grounded, real-world look at the breakthroughs reshaping how money moves and where the next leap will come from.

12:55 - 13:20 Panel ADQ Arena

Modernising the Machine: Inside the Transformation of Traditional Banking

What does transformation really look like inside a traditional financial institution? In this candid discussion, learn how banks are rewiring operations, digitising at scale and preparing for a future shaped by AI, tokenisation and rising client expectations. Beyond buzzwords, they’ll explore what’s working, what’s breaking and how institutions with legacy weight are turning it into competitive advantage in a market that demands constant reinvention.

13:20 - 13:45 Panel ADQ Arena

Vision, Volatility, and Velocity: What Fintech CEOs Are Betting On Next

From reimagining credit to redefining digital banking, today’s fintech leaders are navigating a market that demands speed, trust and bold moves. In this high-level discussion, growth focused CEOs unpack what’s on their radar: regulation, profitability, AI, customer trust and what they’d do differently if starting again. Candid, future-focused and unapologetically ambitious, this is a conversation about what it really takes to lead in fintech’s next chapter.

13:45 - 14:00 Fireside ADQ Arena

The Unicorn Formula: Funding Winners Before the World Notices

What does it really take to back a billion-dollar company before the crowd catches on? In this candid fireside, hear from several of the most active early-stage investors on the planet as they share the signals they trust, the bets that paid off and what’s changed in the hunt for outliers. From instinct to data, pricing to patience, this is the unfiltered playbook behind building a unicorn portfolio.

14:00 - 14:20 Pitching Session ADQ Arena

Champions of the Falcon Economy

This special segment will showcase the investment thesis and growth strategies of several listed industrial champions as they shape Abu Dhabi’s economic future.

14:20 - 14:40 Fireside ADQ Arena

Signals of Change: Where Innovation is Finding Momentum

A new layer of infrastructure is quietly reshaping how value, data and intelligence flow through the digital economy. This session brings together architects of tomorrow’s systems to explore what’s being rebuilt from the ground up, and why the region’s accelerated adoption is setting the tone for what comes next.

14:40 - 14:50 Presentation ADQ Arena

Beyond OTPs: Building Trust in a Device-First, Authentication Future

Financial institutions worldwide are moving away from SMS and email OTPs. Why? They are easily stolen through phishing, SIM swaps and malware, and they frustrate customers with friction and delays. To truly safeguard digital banking, institutions must embed device fingerprints, behavioral biometrics and advanced analytics. Whether mandated by regulation or adopted proactively, the case is the same: authentication must be device-bound, behaviour-aware and analytics-driven. This session explores how to prepare for what comes next.

14:50 - 15:10 Fireside ADQ Arena

Digital Desire: How Tokenizing Luxury Can Lead to New Ownership Models

Luxury is no longer limited to physical goods, instead it's algorithmic, tokenized and increasingly hyper-personalized. From fractional real estate to fashion NFTs and AI-curated brand experiences, this fireside explores how emerging tech is redefining exclusivity and ownership. With one foot in the tangible world and the other in digital ecosystems, today’s innovators are using AI and tokenization not just to sell, but to elevate status, shape identity and create scarcity in infinite digital spaces.

15:10 - 15:35 Panel ADQ Arena

(Re)Insurance (Re)Imagined: Navigating Climate Risk, AI and Market Volatility

This high-level conversation explores how the reinsurance sector is evolving in response to mounting climate risks, AI-powered modeling innovations and fluctuating capital markets. Industry leaders discuss strategies for building resilience, leveraging technology to enhance risk assessment and adapting to a rapidly changing financial landscape to safeguard the future of global insurance.

15:35 - 16:00 Panel ADQ Arena

Invisible Payments, Visible Growth: Under the Hood of Today's Power Plays

From challenger banks to cloud-native scaleups, the financial stack behind global innovation is undergoing a quiet revolution. This panel brings together four bold operators rewriting the rules, from startup banking built for tomorrow’s tech giants, to payments platforms going global from east to west and infrastructure players taking on the hyperscalers. Together, they’ll explore what it takes to fuel the next wave of growth, asking who’s really holding the keys to the future of fintech?

16:00 - 16:25 Panel ADQ Arena

The Global CMO: Growth, Governance and Getting It Right in New Markets

For CMOs at global financial platforms, entering new markets isn’t just a launch plan, it’s a regulatory, cultural and reputational minefield. This conversation brings together marketing leaders to explore the tightrope between ambition and accountability. How do you localise without diluting? Where does marketing intersect with legal and compliance? And what does it take to earn trust in regions where your brand is unknown, or perhaps misunderstood?

16:25 - 16:50 Panel ADQ Arena

Stablecoins in the Balance: Navigating Trust and Scale

Stablecoins are edging closer to the core of global finance but questions of trust and scale remain unresolved. This session brings together key players from both traditional finance and blockchain infrastructure to explore what it takes to operationalise stablecoins in a regulated environment. From settlement speed to regulatory clarity, the conversation focuses on the roadblocks that remain and the partnerships emerging to overcome them.

17:05 - 17:30 Panel ADQ Arena

From Islands to Infrastructure: Borderless Financial Services

Fragmented systems, national platforms and closed-loop architectures have long defined the financial world, but that’s changing fast. As regulators, fintechs and infrastructure builders converge, the push for interoperability, real-time access, and shared standards is reshaping how money moves. This session brings together leaders to explore what it takes to build a truly connected financial future and who sets the rules when money moves across systems, sectors and borders.

17:30 - 18:00 Ceremony ADQ Arena

The MENA Fintech Awards

The MENA Fintech Awards celebrate the region’s most innovative and impactful fintech companies, entrepreneurs, and leaders. Recognizing excellence across categories like payments, digital banking and new technologies, the awards highlight the breakthroughs driving financial inclusion and technological transformation across the Middle East and North Africa.

10:30 - 10:35 Welcome Emirates NBD Stage

Welcome to RESOLVE - Abu Dhabi International Dispute Resolution Forum

10:35 - 10:45 Opening Remarks Emirates NBD Stage

Opening Remarks by ADGM Courts

11:25 - 12:00 Emirates NBD Stage

Coffee & Networking

12:00 - 12:10 Master Talk Emirates NBD Stage

The Algorithm on Trial

In this Master Talk, our expert will spotlight the legal questions emerging as AI becomes a central actor in finance, contracts, and corporate governance. From the accountability of autonomous systems to the evidentiary weight of machine-generated outcomes, this session will examine how courts and tribunals will be reckoning with new forms of causation, bias, and authorship. With fast-evolving technologies outpacing current frameworks, this talk considers how the legal profession can reclaim authority and ethical clarity in the age of intelligent systems.

12:10 - 13:00 Panel Emirates NBD Stage

AI Reckonings: Risk, Rights & Resolution

As generative AI reshapes how business operates, it’s also accelerating threats. Cyberattacks have surged with phishing alone spiking over 1200% in one year. This panel will examine the mounting dispute resolution challenges triggered by AI, from liability in algorithmic decisions to accountability in AI-enabled breaches. With global regulators struggling to keep pace, what role must the legal community play in shaping safeguards, enforcement tools, and ethical frameworks before the next crisis strikes?

13:00 - 13:30 Keynote Emirates NBD Stage

Are You Ready for The Cyborgs?

Dr. Nancy W. Gleason will explore how individuals and institutions can remain future-ready in times of disruption. Drawing from her work on education, policy, workforce development and emerging neuroscience including brain-computer interfaces, she will examine how systems can foster critical thinking, adaptability and inclusion. This talk highlights the courage required to rethink legacy models in law, leadership and learning. It invites attendees to reflect on what true preparedness means for the unpredictable decades ahead.

13:30 - 14:30 Emirates NBD Stage

Lunch & Networking

14:30 - 14:40 Master Talk Emirates NBD Stage

Smart Contracts, Hard Questions

In this thought-provoking Master Talk, our leading arbitration expert will distill the complex legal questions shaping crypto’s future. The session will highlight challenges around smart contract enforceability, decentralised governance, and cross-border digital regulation. With insights from arbitration and emerging frameworks, this talk will equip dispute resolution professionals with confidence to engage with a sector evolving faster than the laws designed to govern it.

16:00 - 16:10 Master Talk Emirates NBD Stage

Inside the Minds of Power Players

Drawing from decades at the forefront of global business disputes, our expert will offer rare insight into the pressures facing today’s corporate leadership. From billion-dollar class actions to cross-border regulatory battles, the talk will offer sharp insights into how elite legal minds anticipate risk, assert control and turn disputes into strategic opportunities for their clients.

16:10 - 17:00 Panel Emirates NBD Stage

Risk & Regulation: A CEO’s Playbook

What are the unresolved threats that top CEOs are quietly preparing for? This session brings together senior business minds to explore the high-consequence disputes facing today’s corporate leaders - from ESG litigation and shareholder activism to cyber breaches, geopolitical backlash, sudden enforcement sweeps and more. How are leadership teams aligning their legal strategy with boardroom priorities? What does effective pre-litigation risk management really look like when reputation and regulation collide?

09:30 - 09:35 Opening Remarks ADQ Arena

Welcome to AI & Fintech Abu Dhabi

10:00 - 10:10 Keynote ADQ Arena

Dynamic Stability: Regulation Keeping Pace with Innovation

As finance enters a new era shaped by emerging technologies and borderless platforms, policy must evolve without losing sight of its foundational role. This keynote considers how adaptive regulation can foster trust, encourage experimentation, and remain relevant in an increasingly dynamic financial ecosystem.

10:20 - 10:45 Panel ADQ Arena

Conviction & Code: Utilising Foundational Frameworks to Build New Economic Ecosystems

As artificial intelligence moves from experimental to essential, its impact on global economic systems is being shaped by more than just innovation, it’s being guided by conviction, control and long-term vision. In this session, investment leaders, AI pioneers and governance architects explore how trusted infrastructure, ethical frameworks, and strategic alignment are driving the next era of financial and technological growth. From national strategies to corporate execution, this is where foundational decisions are made.

09:30 - 09:35 Opening Remarks ADCB Stage

Blockchain Abu Dhabi Opening Address

09:35 - 10:00 Panel ADCB Stage

Bullish for Builders: Is 2026 the Year the Foundations Hold?

This isn’t just another crypto panel. It’s a pulse check from insiders who have built empires, weathered cycles and called the market before it moved. With decades of combined foresight across blockchain, trading and innovation, this conversation brings together some of the most influential and at times controversial voices in digital assets. From market resilience to next-gen adoption, they will unpack what’s real, what’s noise and why the bets they are placing now could shape everything in 2026.

10:00 - 10:10 Keynote ADCB Stage

The Long Game: Rebuilding Trust in Global Finance with Decentralized Infrastructure

As volatility, fragmentation and regulatory overcorrection redefine the post-crisis landscape, this keynote unpacks how decentralized infrastructure is quietly becoming the backbone of tomorrow’s financial system. From settlement and custody to sovereign stablecoins and programmable assets, trust is no longer built by institution, but by design.

10:10 - 10:30 Fireside ADCB Stage

Public Chains, Public Gains: Blockchain for a Better Society

From protecting medical records to streamlining public finance, blockchain is gaining ground as a transformative tool for governments. In this session, we explore how decentralised infrastructure is being used to improve access, transparency, and trust across sectors, from healthcare to identity to social services. As civic applications move beyond theory into practice, we ask: can blockchain unlock more inclusive, citizen-centric systems? And what will it take for these innovations to scale safely, securely, and for public good?

10:30 - 10:55 Panel ADCB Stage

Privacy at Scale: Evolving Digital Assets for the Future Economy

As regulation tightens and adoption widens from on-chains to stablecoins, it's important to build resilience across compliance, privacy and infrastructure. Join industry leaders to explore how to scale securely, serve millions and remain adaptable in a fast-moving market. Can privacy and compliance coexist? What does platform resilience really mean and which players are truly ready for what comes next?

10:55 - 11:20 Panel ADCB Stage

Collateral Infrastructure: Building the Rails for Tokenized Leverage

From tokenized funds to next-gen lending protocols, unlocking crypto collateral is becoming a key frontier for institutional adoption. This panel brings together leaders to explore how tokenized assets, DeFi infrastructure, and regulated trading venues are reshaping capital efficiency. What guardrails are needed? What’s stopping institutions from tapping into this value? And how close are we to real interoperability between crypto-native and traditional collateral systems?

11:20 - 11:40 Fireside ADCB Stage

High Speed Horizons: Speed and Scalability Converge

The next evolution in global finance is Internet Capital Markets — a single global marketplace for every tradeable asset, operating at the same scale the internet does for information. Hear from one of the industries most prominent figures about the way blockchain technology is transforming the future of finance, the real-world use cases live today, the technical breakthroughs making them possible, and his vision for a future where markets are open, instant, and accessible to anyone, anywhere.

11:40 - 12:05 Panel ADCB Stage

Solving Trust and Liquidity Challenges in Digital Asset Markets

With an increased digital assets market, liquidity and trust remain key drivers of institutional confidence and market scalability. This session explores how transparency, security measures and evolving infrastructure come together to create resilient, efficient markets. Experts will discuss how these foundations enable sustainable growth and foster wider adoption of digital finance.

12:05 - 12:30 Panel ADCB Stage

From Access to Allocation: How Institutions Are Scaling Digital Asset Portfolios

As institutional exposure to digital assets deepens the challenge is no longer just access, it's allocation. This session brings together leaders from asset management, crypto-native funds and infrastructure to explore how multi-fund strategies are evolving to meet the needs of institutional investors. From managing volatility and regulatory complexity to scaling across fund structures and custody models, the conversation will unpack how institutions are building diversified, defensible crypto portfolios for the long term.

12:30 - 12:55 Panel ADCB Stage

What’s in a Wallet? Power, Permission and the End of Friction

Digital wallets are evolving into far more than storage solutions, they’re becoming distribution platforms, financial dashboards and the entry point to tokenised economies. This session unites leaders building the next generation of wallets across consumer tech, crypto and institutional custody. From messaging apps and neobanks to regulated digital asset infrastructure, discover how these players are reshaping access, compliance and scale, and what it will take to earn trust in a borderless financial future.

12:55 - 13:20 Panel ADCB Stage

Programmable Yield: Building the Next Market for Tokenised Debt

Debt markets are being reimagined on-chain. From tokenised treasuries to programmable fixed-income products, the infrastructure is emerging to create a new category of digital assets: scalable, transparent, and globally accessible debt instruments. As legacy systems converge with blockchain rails, the question is no longer when – but how fast institutions will adopt this new model.

14:30 - 14:35 Opening Remarks ADCB Stage

Risk4.0 Opening Address

14:35 - 14:55 Fireside ADCB Stage

Securing the Future: Building Cyber Resilience in Financial Hubs

Join the ADGM Academy to discuss the evolving cyber threat landscape facing global financial hubs. This fireside explores how collaboration between government bodies, regulatory academies, and industry leaders is shaping strategies to enhance cyber resilience, protect critical infrastructure and cultivate skilled talent ready to tackle tomorrow’s security challenges.

14:55 - 15:20 Panel ADCB Stage

Quantum Has Landed: What Would You Build First?

The age of quantum isn't coming, it's here. Encryption? Breakable. Simulations? Limitless. Infrastructure? Scrambling to catch up. In this future-facing panel, we ask a provocative question: if quantum capabilities were fully unlocked today, what would you build first? Join quantum pioneers as they explore what’s possible now, what financial systems must unlearn and what kind of world we're coding into existence, before someone else does it first.

15:20 - 15:45 Panel ADCB Stage

The Human Element: Managing Risk Beyond Technology

Despite billions spent on cybersecurity, a record rise in fraud and cybercrime continues and the weakest link isn’t code, it’s people. From misdirected payments to manipulated employees, human error remains the top driver of breaches across finance. This session explores how firms are rethinking risk strategies to account for the human factor like training, culture, accountability, especially in sectors and organisations most vulnerable to attack. Because when every click counts, resilience starts with behaviour.

15:45 - 16:10 Panel ADCB Stage

Criminal Code: Mapping the Cybercrime Economy

Cybercrime is now the backbone of a trillion-dollar illicit economy. From cyber-enabled money laundering to large-scale scams, criminals are exploiting digital tools to operate at industrial scale. Cyber-enabled money laundering now accounts for a significant portion of the staggering $2 trillion laundered globally and over $1 trillion is stolen by scammers each year. This session explores how cyber and financial crime are converging and what governments, industry, and international bodies must do to fight back.

16:10 - 16:35 Fireside ADCB Stage

Cross-Border Confidence: Payments, Permissions and Global Compliance

As financial institutions scale across borders, the ability to navigate fragmented regulatory environments, manage third-party data risks and embed trust into operational infrastructure is now mission-critical. This session brings together infrastructure providers, compliance specialists and digital payment pioneers to explore how financial ecosystems can remain agile and resilient, even as scrutiny intensifies. From API-led payments and secure data frameworks to regulatory readiness and governance innovation, discover the behind-the-scenes building blocks enabling global trust at scale.

16:35 - 16:50 Presentation ADCB Stage

Five Real Risks We Face Tomorrow

Behind today’s headlines are systemic risks that most of the market continues to underestimate, or ignore entirely. In this sharp, forward-looking address, a leading mind on financial systems and regulatory design outlines five structural threats that demand urgent attention from both policymakers and private actors. With a track record of influencing global regulation, advising governments and drafting policy frameworks, he reveals the hidden vulnerabilities that could define tomorrow’s market landscape and what must be done now to mitigate them.

14:00 - 17:00 Roundtable Exchange Boardroom

ADGM Emerging Tech and Hashed Present: EastPoint Abu Dhabi

15:00 - 17:00 Roundtable Capital Boardroom

StableCoin Dialogues

14:00 - 17:00 Roundtable Hotels

UBS Corporate Access Day

18:00 - 21:00 Social Private

Executive Dinner

SECURE YOUR SPOT

Get Your Ticket

ADFW 2025

Why Attend